Business funding guides

Funding Guides

Everything you need to know about business financing — explained in plain language.

Our funding guides break down every type of business loan and alternative financing product available to Canadian and U.S. businesses. Whether you're exploring your options for the first time or comparing specific products, these guides give you the knowledge to make confident decisions.

Working Capital

What Is a Working Capital Loan?

Learn how working capital loans work, who they're for, and how to qualify.

Invoice Factoring

How Invoice Factoring Works

Turn unpaid invoices into immediate cash. A complete guide to invoice factoring for SMEs.

Equipment Finance

Equipment Financing 101

Finance new or used equipment without draining your cash reserves.

Lines of Credit

Business Lines of Credit Explained

Flexible revolving credit for businesses that need on-demand access to funds.

Collateral Loans

Collateral Loans: Using Assets to Unlock Capital

How to leverage business or personal assets to secure larger loan amounts.

Credit Card Split

Credit Card Split Financing Guide

Repay based on your daily card sales — a flexible alternative to fixed monthly payments.